JD VANCE vice president speaks in the White House press briefing on the day of the government. VANCE is one of the Republicans claiming that there is enough time to extend the ACA tax deduction.
Alex Wong/Getty Image
Hide the caption
Caption toggle
Alex Wong/Getty Image
There are party arguments in the National Assembly’s House of Parliament, which requires lawmakers to act to extend subsidies for the Affordable Care Act market. Where is it 24 million people -Provide a person without insurance through public programs such as job or medicaid.
This debate is the core of the government closure that began on October 1.
Democrats say it is urgent to extend the enhanced premium tax deduction, which is several weeks of open registration. Republican lawmakers say they have time to negotiate the policy later because the subsidies expire in December.
Who is right?
“The window is closing quickly,” he said Jon GodfreadInsurance commissioner of North Dakota. He said he should extend the enhanced subsidies before the public registration begins on November 1st.
When lawmakers miss the deadline, “It will be really hard to actually go back to consumers. I do not believe that consumers will do so.”
Insurance soul Choa, in red and blue, wants everything.
GodFread claims that this is not about party politics. He is a Republican circle he was elected and also National Insurance Commissioner AssociationMember organization of state insurance regulators nationwide. “Red State, Blue State, Appointment, Election -We have been unanimously approved to support these tax deductions.”
The insurance commissioner did Warning councilor For several months about this imminent problem. “Honestly from January -we’ve sent four other letters,” he says. He also spent a meeting with parliament members at the Washington DC meeting in May, and explained how the expiration of the enhanced premium tax deduction would have difficulty in consumers.
Premiums of $ 800 ~ $ 3,000 a month
“We are increasing the premiums because the medical costs are rising, but when we take these subsidies, we are essentially removing the carpet from people.” “You are looking at a family who pays $ 800 a month for health insurance and jumps to $ 3,000.”
On average, premiums go up 114% for consumersAccording to the analysis published by KFF, a non -party health research organization this week.
In North Dakota, most of the people who are affected are farmers and ranches, GodFread explains. “With these improvements, we were really good on the front because we saw more farmers and ranch owners buying coverage for their families.”
According to KFF, more than that 4 registrants In this ACA plan, he lives in a living state in the state where President Trump won in 2024. KFF I posted a survey On Friday, 78%of the voters were advantageous for continuing strengthened subsidies, including most Republicans and the “great” supporters of the United States.
Time for ‘action’
The ACA insurance market, such as HealthCare.gov, is working quite well after 10 years after the first 10 years, GodFread says. Consumers are satisfied with their options and find a plan at a low price. When consumers and the most healthy people increase their premiums, he says, “It actually gets sick and weakens risks.” Non -insurance people also refer to unlawful treatment for hospitals, which suggests their own problems with the main budget.
GodFread talks about how expensive the premiums have been paid when they talk to lawmakers. “The discussion is separated,” he insisted. “We can talk about the cost of health care and medicines, and all parts, but we still have to approach consumers, which helped these subsidies to provide.”
He is a hopeful lawmaker because he has more interest and perception of policy issues. “We are happy to have more conversations. But we must take some action,” he said.
The country is ready to respond
With Public registration Just a few weeks -on October 15, November 1, except Aida -Health Insurers fixed the 2026 rates. But Godfread explains that if Congress acts quickly, there is still a chance to receive subsidies from consumers.
“In most states, if not all states, the airline has submitted two sets of rates.” And if they expand this subsidies cleanly, I think most of the states will be ready to continue it. “
The key is to complete this before the public registration begins, consumers can see the charges that can be paid when logging in to make a plan, he said. “I can’t see the consumer bite several times.”
